Afterlife
Launch app

Your USDC,
in the right hands.
Even when you can’t be there.

A vault for your USDC. Choose who should receive it, then check in every so often. If you ever stop, it passes to them in the shares you set — no middleman, no key.

Launch app See how it works ↓

Early software — not yet audited. Please start with small amounts.

The problem

Your money is safe with you.
That’s the problem.

Holding your own USDC means nobody can freeze it or spend it for you. But it also means nobody else can reach it. If you’re gone, or simply can’t get to your wallet, those funds can sit untouched indefinitely — even when the people you’d want to have them are right there.

Share your phrase

Gives someone full access today — not just someday.

Use a custodian

Trust a company to still be there, and to act, when it matters.

Write it down

Relies on the right person finding it and knowing what to do.

Afterlife takes another approach. You keep full control while you’re here. If you stop checking in, the rules you set decide where the money goes.

How it works

Four steps.
Then you just live your life.

1

Create your vault

Give it a name and add the USDC you want to set aside. You can add more later, or take some back.

2

Choose your people

Add up to 10 beneficiaries by wallet address and decide how much each one receives. Shares must add up to exactly 100%.

3

Set your check-in window

Choose how long Afterlife should wait after your last sign of life — from 7 days to 10 years. Then, every so often, press "I'm Alive." The clock resets each time.

4

If you stop, it passes on

After your window runs out, anyone can trigger the release, then pay everyone in one transaction. Your beneficiaries don't have to sign anything to receive it.

Good to know: When you withdraw funds or update your beneficiaries, that also counts as checking in. Adding funds does not. Use “I’m Alive” for that.

Features

Built to be simple, and built so it can’t be quietly changed.

You stay in control while you're here

Add, withdraw, update beneficiaries, or close the vault for a full refund — until the window runs out, it's yours.

Shares paid exactly as you set them

Set each person's share in 0.01% increments. The last beneficiary also absorbs any rounding — the whole balance goes out.

Beneficiaries don't have to do anything

Anyone can pay everyone in a single transaction. Your beneficiaries never need to sign or keep funds on hand for gas.

One problem doesn't block everyone

If one address can't receive USDC, Afterlife skips it and pays the others. The skipped share isn't redistributed.

No admin keys. No upgrades. No pause.

Nobody — including the people who built this — can change the rules, freeze your vault, or move your funds.

USDC only, start to finish

You deposit USDC and your beneficiaries receive USDC. On Arc, fees are paid in USDC too — no separate token needed.

Family can contribute

Anyone can add USDC to an active vault. Only you can withdraw from it.

See everything at a glance

Your dashboard shows every vault with a live countdown. Beneficiaries have their own Inheritances page.

Who it’s for

For anyone who’s ever wondered, “What if?”

◆

Parents and partners

Hold savings in USDC and want them to go to your family without anyone needing your recovery phrase.

◆

People who travel, sail, or work far from home

Set a window that fits how you live. A few weeks off the grid won't trigger anything — a long silence will.

◆

Builders and freelancers paid in USDC

Your income lives on-chain. Afterlife gives part of it a plan, split among the people or causes you choose.

◆

Anyone who worries about losing access

If you lose your wallet and can't check in, your vault still goes to the people you named.

◆

The careful

Start with a small amount to see how every step works before you commit anything that matters.

Trust & security

What you can count on, and what you should know.

What the code guarantees

  • ✓No one else holds the keys. No owner, no admin, no pause switch, no upgrade path.
  • ✓Funds go only where you said. Anyone may trigger a release, but nobody can redirect the money.
  • ✓Nothing happens early. Funds can't be released while your window is still open.
  • ✓One problem doesn't block everyone. A blocked address is skipped; others are paid.
  • ✓Everything is on the record — public on the Arc blockchain.

What you should know

  • !It hasn't been audited. Use only amounts you could afford to lose.
  • !There is no undo. Nobody can reverse a mistake for you.
  • !It doesn't remind you. Set your own reminder; choose a window with plenty of margin.
  • !Your vault is public. Balances and addresses are visible on-chain.
  • !Tell your people. Afterlife doesn't contact beneficiaries — they need to know.
  • !It isn't a legal will. It only covers the USDC you put in the vault.

FAQ

Common questions

What exactly happens if I stop checking in?+

Nothing happens right away. Once your window has fully passed, the vault becomes eligible for release. Someone — a beneficiary, a friend, or anyone else — presses "Trigger Release." Then anyone can press "Pay Everyone" to send every beneficiary their share, or each can claim individually.

What if I forget, or I'm in the hospital, and my deadline passes?+

The vault doesn't pay out the moment your deadline passes — someone has to trigger the release. Until that happens, checking in brings the vault back to normal. Once anyone triggers the release, it's final. Choose a window with plenty of margin and set yourself a reminder.

Do my beneficiaries need crypto to receive their share?+

No. On Arc, fees are paid in USDC, and anyone can send every beneficiary their share in one transaction. Your beneficiaries only need a wallet address that can receive USDC — they don't need to sign anything or hold gas.

Can I change my mind?+

Yes, as long as your window hasn't run out. You can add or withdraw USDC, update your beneficiaries and their shares, or close the vault for a full refund. Closing is permanent.

Can Afterlife, or anyone else, take my money?+

No. The contract has no admin keys, no owner, and no upgrade mechanism. Nobody — including the people who built Afterlife — can move funds outside of the rules you set.

What if one of my beneficiaries loses access to their wallet?+

Their share will remain locked in the vault, unclaimed. It won't be redistributed. Update your beneficiary list before your window closes if you need to change an address.

Make sure your USDC
finds its way home.

It takes five minutes to set up a vault. Everything else runs on its own.

Launch app View on GitHub

Early software — not yet audited. Please start with small amounts.